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Tag Archives: Cash Advance

A Cash Advance Is Simple To Obtain, But Not A Credit Score

It should be simple to obtain a free credit score, right? I wish it was. When I went to track my financial situation, I could obtain free copies of the report, but the actual credit score was a different scenario. It is good to know the actual credit score. It would help me determine what financial help would be available to me.  A cash advance company does not seek out the score to determine approval, but credit card companies live and breathe by these figures. A cash advance is a no credit … Continue reading

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Create A Triumphant Story Over Cash Advance and Credit Card Debt

Most Americans carry a big ole pile of debt around month after month. Some of these Americans know exactly how it happened. Purchasing fancy televisions, comfy furniture or exciting vacations are too often causes of that debt. This isn’t always the case. There are many people who are in debt and have never treated themselves to fancy furnishings or long vacations, but rather lived day to day, but didn’t watch their spending. Small spenders over time still end up owing large amounts of debt. A cash advance cycle of debt is tough to escape. … Continue reading

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Entertainment Cutbacks Will Divert Cash Advance Necessity

How far will you go to cut down your cable bill in order to make a monthly budget work? In order to avoid needing a cash advance at the end of the month, it makes sense to lower monthly costs. The cable bill is a tough call for me. I don’t go out much, my entertainment takes place at home. How much should I actually be paying for this service? Of course, this answer is different for everyone as we all live in our own financial situation. Would you lower your cable … Continue reading

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Do You Have A Love or Hate Relationship With A Cash Advance?

Are you a lover or hater of an online cash advance? Which side do you root for when new regulations bills are voted upon? I may not personally use the short-term loan myself, but would still vote to keep the loans available. Where do you stand? My take on a cash advance I like the idea that this type loan is available, just in case. I slave over my budget. I crunch numbers over and over in order to make it work for me at times. I must admit, there were a few … Continue reading

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Negotiate A Better Deal To Avoid A Cash Advance In Car Buying

Ready for a new car with online cash advance loans? Will you buy new or used? Have you examined leasing programs? How much money could you comfortably afford each month without a cash advance looming in the background? Anytime a long-term installment loan is acquired, it should fit comfortably into the budget. When a loan payment uses too much income, it jeopardizes the entire budget. This problem is what hurts cash advance users. Spreading income too thin across the monthly budget does not promote long-term financial health. Practicality, especially when there are children are … Continue reading

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Track Within Your Budget To Omit Cash Advance Reliance

Have you ever kept track of your expenses? One of the best ways to avoid a cash advance is to create a budget and stick to it. It’s all the untracked extras which get bought throughout the month that leads many folks to online short-term money options. The end of the month comes and then there is no money left to finalize the cost of living payments. What happened? If you are living paycheck to paycheck, you need to identify where the money is going. Creating a budget will help guide this process, but it is all the varying … Continue reading

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Prepare For College Costs Sooner Or Later: Anything Helps

It’s most every parent’s dream that their children grow up and attend some type of higher education school. The more education one gets increases the job market opportunities will be. Higher education will also provide access to higher paying jobs. We all want our children to be self-sufficient, not living at home and definitely not depending on cash advances or maxing out their new lines of credit once they enter the workforce. Planning for college is a long-term process. The sooner parents start saving, the less student loans will be needed later. … Continue reading

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No Need For A Cash Advance When You Have Homeowners Insurance

Insurance is an important cost of being a homeowner. Getting the proper coverage with the proper insurance company will provide peace of mind without an overpriced cost. When a person buys a new home there are extra monthly costs that need to be built into the budget. The last thing anyone wants is to pay for homeowners insurance with a cash advance or rely on credit cards each month. Cash advances are not a good choice to support living expenses. No matter what the expense is, homeowners need to have … Continue reading

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Good Credit Means More Than Saying Goodbye To Cash Advance Lenders

Cleaning up your finances will not only bring budget relief, but it can also pave the way to a better functioning budget. Are you settling for cash advances because no one else will work with you? When is the last time you took a look at your credit score?  When you have a high score, creditors are more willing to give you credit; but when it falls into the sub-prime range or below, you are looking at rejections or high interest offers? One great thing about correcting your score, meaning improving your credit history is that creditors are … Continue reading

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Big Bank Adjust RulesTo Fight Against Cash Advance Predatory Lenders

Watch out predatory cash advance and payday loan lenders! The banks are listening to customers and are observing bad practices.  The largest U.S. bank, J.P. Morgan Chase & Co., has now made it easier for their customers to fight against abusive lender practices. What happens to accounts when cash advance lenders start causing problems? When you get yourself involved with a short-term loan lender which does not like to follow rules and regulations, your bank account can be severely affected. Insufficient fund fees and overdraft banks fees can severely affect finances. A responsible cash advance lender should not debit … Continue reading

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