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Tag Archives: cash advance online

Cash Advance Loans and Shopaholics Don’t Blend Well

I read an article today about a man who grouped his family together for an intervention for his mother. Most often we read about interventions dealing with some sort of addiction. This gentleman was looking out for his mother as she continued to bury herself  further in debt with cash advances and credit cards. The addiction which the family was called in to support and help stop was a shopping addiction. It may sound humorous to many, but the problem is more severe than most think. Using third party money to continue feeding into this habit not only … Continue reading

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Identity Thieves May Hide Behind Cash Advances or Credit Card Facades

It isn’t groundbreaking news that there are everyday occurrences of fraudulent activities on the Internet when it comes to people trying to steal identities. Hiding behind cash advance lender robes or new employment opportunities, finding anyway to get a person’s personal information, people become victims too easily. It is unfortunate that those who do this sort of thing make more people leery of using certain areas of the web, but for those who continue to use it cautiously, it is always good to know what to do if identity theft does hit home. When you are … Continue reading

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How Much Money Do You Waste On Cash Advance and Credit Card Debt?

How much are you paying in interest for your cash advance? Your original due date has passed and as you continue to pay your fees and pay down your principle amount, have you calculated how much income goes towards the loan? Did you plan on having the loan extended beyond the first term? Have a fast payoff plan before you get your cash advance. I’m sure there are very few who know about the high interest attached to cash advances would plan to keep this loan out for longer than necessary. Short terms and high interest … Continue reading

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What Might Happen If You Default On A Cash Advance Loan?

If for some reason your cash advance debt went into default far enough to be sold to a collection’s agency, there are some proper ways to work with them. The more you understand how collectors work, the better prepared you will be to handle communication with them. There are three ways a direct lender or creditor can collect on bad debt: soft collections, hard collections or through a collection attorney. Many cash advance companies have their own “soft” collection practices What are soft collections? Some companies employ their won collectors. These employees work at … Continue reading

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Cash Advance Your Only Option? Check Out Your Credit Report For Errors

Did you know that a new study by the FTC has reported that 5% of consumers have errors on one or more of the three major credit reports? If you find that for some unknown reason your credit is low and the only cash advance you can obtain is from a direct short-term loan lender, you may want to obtain a free copy of your credit report and find out why. No credit check cash advances are not affected by credit scores What do errors do to credit report? They give ample opportunity to … Continue reading

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Do You Take Your Cash Advance From A Specific Type Of Lender?

So often, we read about bad credit cash advance loans as an opportunity for desperate borrowers who are looking for fast cash. I guess it is all about point of view. What side you are looking at these loans from? Are you a lender hoping that someone will apply or are you a borrower wishing to get some emergency help? Some borrowers just need money sooner than later and choose to apply for a cash advance while others cannot get help elsewhere and are desperate for an approval. Bad credit … Continue reading

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Young Generation’s Buying Power – Credit Cards and Cash Advances

Will young people be the next generation to depend upon cash advances to help cover monthly bills? According to CNW Marketing Research, they are watching a change in how young adults are spending their money. A drop in new home and car purchases impacts the overall economy. If these young people are not spending on what was once typical purchases, then what are they consuming? Technology is the latest craze which shows young adults spending large portions of their income. Just in the last few years, we have all watched the influx … Continue reading

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A Cash Advance Can Help After Bankruptcy, But It Won’t Rebuild Credit

When you are trying to recover from bankruptcy, a cash advance is still an available option. Those short-term – no credit bureau check loans are not interested in what the credit bureau reports. Don’t fret; credit recovery also consists of other options. What can you do to rebuild credit besides a cash advance or payday loan? For starters, neither of these loans will rebuild your credit. Only debt which is reported to the credit bureau will be used to help rebuild credit. The only time one of these short-term loans gets reported to the bureaus is after it has … Continue reading

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Treating Cash Advances As Revolving Credit Is Harmful To Budgets

Can  cash advances be considered a form of credit? These short-term loans are not credit as in there is no revolving account. What they offer is fast cash based on a signed contract in order to pay the loan in full just a few short weeks later. What are some differences and similarities between credit and short-term loans? Cash advances are onetime loan transactions. When a person applies to a direct lender, the application is for a one-time money transfer. Once approved, the cash goes directly the person’s bank account to be spent however. The loan … Continue reading

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Can You Negotiate Cash Advances, Credit Card or Utility Debt?

Are you looking to negotiate your cash advance or credit card debt? You don’t have to sign up to pay another company to do it for you. A creditor or lender will most often prefer to deal with the person one-on-one rather than discuss the case through a third party. Save some cash and work through your debt yourself. A cash advance lender will listen. Since short-term loan debt is not revolving debt, there is a small window of negotiations available. Before any lender will work with you, you will need to give a … Continue reading

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