Tag Archives: cash advance online

Do You Have A Love or Hate Relationship With A Cash Advance?

Posted on April 1, 2013 by Kristy Lamar

Are you a lover or hater of an online cash advance? Which side do you root for when new regulations bills are voted upon? I may not personally use the short-term loan myself, but would still vote to keep the loans available. Where do you stand? My take on a cash advance I like the idea that this type loan is available, just in case. I slave over my budget. I crunch numbers over and over in order to make it work for me at times. I must admit, there were a few … Continue reading →

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Negotiate A Better Deal To Avoid A Cash Advance In Car Buying

Posted on March 31, 2013 by Kristy Lamar

Ready for a new car with online cash advance loans? Will you buy new or used? Have you examined leasing programs? How much money could you comfortably afford each month without a cash advance looming in the background? Anytime a long-term installment loan is acquired, it should fit comfortably into the budget. When a loan payment uses too much income, it jeopardizes the entire budget. This problem is what hurts cash advance users. Spreading income too thin across the monthly budget does not promote long-term financial health. Practicality, especially when there are children are … Continue reading →

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Risky Business With A Cash Advance And Stock Market Investments

Posted on March 31, 2013 by Kristy Lamar

Investing in stocks is risky business. It has been proven that over time stocks have historically outperformed other types of investments. Taking risks is not new to the finance world. People take risks every day when they apply for a cash advance loan, bet on a ball game or pack up and move to a new city in hopes of improving their life. The risks are focused around making things better. People looking at the stock market to improve their finances will need to take their time to research their options and leave their money … Continue reading →

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Track Within Your Budget To Omit Cash Advance Reliance

Posted on March 30, 2013 by Kristy Lamar

Have you ever kept track of your expenses? One of the best ways to avoid a cash advance is to create a budget and stick to it. It’s all the untracked extras which get bought throughout the month that leads many folks to online short-term money options. The end of the month comes and then there is no money left to finalize the cost of living payments. What happened? If you are living paycheck to paycheck, you need to identify where the money is going. Creating a budget will help guide this process, but it is all the varying … Continue reading →

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Prepare For College Costs Sooner Or Later: Anything Helps

Posted on March 30, 2013 by Kristy Lamar

It’s most every parent’s dream that their children grow up and attend some type of higher education school. The more education one gets increases the job market opportunities will be. Higher education will also provide access to higher paying jobs. We all want our children to be self-sufficient, not living at home and definitely not depending on cash advances or maxing out their new lines of credit once they enter the workforce. Planning for college is a long-term process. The sooner parents start saving, the less student loans will be needed later. … Continue reading →

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No Need For A Cash Advance When You Have Homeowners Insurance

Posted on March 29, 2013 by Kristy Lamar

Insurance is an important cost of being a homeowner. Getting the proper coverage with the proper insurance company will provide peace of mind without an overpriced cost. When a person buys a new home there are extra monthly costs that need to be built into the budget. The last thing anyone wants is to pay for homeowners insurance with a cash advance or rely on credit cards each month. Cash advances are not a good choice to support living expenses. No matter what the expense is, homeowners need to have … Continue reading →

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Good Credit Means More Than Saying Goodbye To Cash Advance Lenders

Posted on March 29, 2013 by Kristy Lamar

Cleaning up your finances will not only bring budget relief, but it can also pave the way to a better functioning budget. Are you settling for cash advances because no one else will work with you? When is the last time you took a look at your credit score? When you have a high score, creditors are more willing to give you credit; but when it falls into the sub-prime range or below, you are looking at rejections or high interest offers? One great thing about correcting your score, meaning improving your credit history is that creditors are … Continue reading →

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Big Bank Adjust RulesTo Fight Against Cash Advance Predatory Lenders

Posted on March 28, 2013 by Kristy Lamar

Watch out predatory cash advance and payday loan lenders! The banks are listening to customers and are observing bad practices. The largest U.S. bank, J.P. Morgan Chase & Co., has now made it easier for their customers to fight against abusive lender practices. What happens to accounts when cash advance lenders start causing problems? When you get yourself involved with a short-term loan lender which does not like to follow rules and regulations, your bank account can be severely affected. Insufficient fund fees and overdraft banks fees can severely affect finances. A responsible cash advance lender should not debit … Continue reading →

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Say “Bye” To A Cash Advance Lender and “Hello” To A Financial Planner

Posted on March 28, 2013 by Kristy Lamar

Are you seeking professional help to secure your financial future? When your current situation is free of cash advances, and it contains limited credit card debt, you are in a good place to start looking towards the future. Unless you have a close friend, relative or are knowledgeable in the financial field yourself, you will want to find a financial planner to help guide you in the right direction. Cash advances and credit card debt interfere with future funds. Once cash advance and credit card debt is cleared and stabilized you can start putting money elsewhere you will … Continue reading →

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Financial Goals Do Not Need To Include A Cash Advance

Posted on March 27, 2013 by Kristy Lamar

What are your financial goals? Are you looking to get away from needing a cash advance? Would you like to be credit card debt free? How would you use a budget to help achieve these goals? Before you can even start working on these goals, take a good look at where your finances are now and begin to think about what sacrifices can be made in the process. How can you break your cash advance reliance? Focus on one or two objectives at a time. Unless you have lots of money to be spread out across many areas, … Continue reading →

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