Tag Archives: budgets

Break habits that put your personal finances at risk

Structure Your Personal Finances to Break Bad Habits

Posted on March 12, 2014 by Kristy Lamar

How can you structure your personal finances in order to prevent any more debt build up? We live in the land of consumer freedom. We have everything at our fingertips and plenty of ways to make it happen; buy online, home-delivered goods, extended payment plans, immediate credit opportunities and fast cash loans. Each day brings new spending opportunities on top of what we had the day before. We live in a never ending spending opportunity world. Most of us got lost and forgot what it is like to go without. … Continue reading →

Posted in Personal Finance | Tagged budgets, lower debt, personal finances, spending plan |

Will A Food Budget Tool Help Save Money?

Posted on March 11, 2014 by Kristy Lamar

Have you ever heard of the saying, “spend a nickel, save a dime?” In a budgeting world the focus is always to cut back and cut out extra expenses. How does this saying fit into a budget? Dave Ramsey is always full of good money saving ideas to get people’s finances back on track. Not only is it his mission to help others, but he is passionate about finding tools to help them achieve success. It is not an unknown fact that food costs are one of the biggest budget … Continue reading →

Posted in Budgets | Tagged budget tool, budgets, cutting cost, Dave Ramsey, emeals, food budget, meal plan |

Budget Tips: Find Ways to Better Manage Your Money

Posted on March 10, 2014 by Kristy Lamar

When your wallet is tight, it is time to scale back the budget. Fixed expenses are not the easiest to pare back on unless you downsize your home. Discretionary spending is the perfect place to start. There is a lot of wiggle room with money spent on costs above and beyond what you need to survive. With one significant change, a wallet will loosen up to a more comfortable spot. If several changes are made money worries will remain in the past. Where can you make cutbacks to support a … Continue reading →

Posted in Budgets | Tagged alternative money, budget tips, budgets, credit card debt, money management, Payday Loan, spending haits |

Good budgets will help pay for student loans and payday loans

What Problems May Occur By Putting Student Debt On Hold?

Posted on February 25, 2014 by Kristy Lamar

Student loan debt is technically considered good debt. It bought you an opportunity for a better paying job. The six month grace period ends fast and payment is due. How do you handle your student loan debt? Most graduates will not have landed a job in their field by then if they have any job at all. Loans are oftentimes placed into deferment or forbearance until everything falls into place. How long should you put debt on hold? Put debt on hold the least amount of time necessary so you … Continue reading →