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Payday Loan

Happy New Year!

All of us from the Spotya!  family would like to wish you all a Happy New Year and many blessings for a new beginning as we start this new year. Resolutions are made and now is the time to put the effort into making them come to fruition. The nation’s financial unrest will hopefully become a positive news story and in turn get the financial institutions out of the red. Small positive changes are good, a string of them even better! Start at home with personal holiday shopping  recovery. Spotya! … Continue reading

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Feeling the Financial Crunch

The holidays have flown by and now the bills will be pouring in. There will be many of us who will be quickly reminded of how overboard we went with spending. Now it will be the focus of shoveling ourselves out financial debt. The shuffling of statements across our tables or desktops can take an overwhelming toll on our minds. On time payments are most important in how you take control your finances. Prioritizing by due dates will help you budget your income. Payday loans are an easy way to … Continue reading

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New Year Resolution Finance Fix

It’s that time of year again! People all over the world will be celebrating the New Year! Gathering with friends and family family, sharing of traditions and making new ones as well. The New Year will be getting off to a good start! Many New Year Resolutions will be made.  There are some who carry through with the resolutions, and many who do not. Promises of spending more time with family, working less/more, losing weight, eating healthier, getting fit, quitting smoking/drinking…the list is never ending. Unfortunately, in these days and times, money … Continue reading

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Spotya Cares

One of the best reasons I have for working for Spotya is the heart behind the team. Spotya cares not only for staff but for the customer as well. There have been many news reports on just how little money we in the general population have to spare. Making payment deadlines are crucial in keeping credit scores thriving in our society. Payday loans have become one of the best options for people looking to keep up with the demands of the creditors as well as giving  flexibility to repayment schedules. … Continue reading

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Making The Most of Holiday Sales

This is the season for giving and sharing. Joy can be achieved when financial options with minimum long term effects are utilized. Holiday sales are so inviting but financially straining. We want to be able to give our families everything they want and  need as well as make the season bright, but it can be financially taxing. Finding the perfect sale that covers  items on the lists can put some of us in a bind as far as overdrafts. Sales are set for limited times and they are great this … Continue reading

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Payday Loans Cost Less Than Bounced Checks

“The average bounced check fee is over $27. One check could set you back $50 in fees alone!” Fact of the matter is that it would cost you less to get a payday loan than it would if you bounced a check. Continue reading

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Big Bank Payday Loans

Several of the big name national banks are beginning to provide a service that was at one time dominated, if not monopolized, by payday loan shops. Payday loan lenders provide a short term fix for those that were facing a financial crisis. Continue reading

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Top 5 Reasons You Would Be Denied For a Payday Loan

As a responsible payday lender, we don’t approve just anyone. Our website states that there is no credit bureau check, so then you ask, “why would I be turned down for a loan?” Here are the top 5 reasons our loan processors would deny your Spotya Payday Loan application: Continue reading

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Why Should You Get a Payday Loan?

And, if you finish the application process before 3 p.m. Pacific Standard Time (6 p.m. Eastern), Monday to Thursday, we can approve your online cash advance the quickly and deposit the money right into your bank account the following morning. Continue reading

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Why Choose a Direct Lender?

You may have come to the point where you need a little bit of extra cash in your account. Have you noticed that when you apply for a quick loan online, that you are redirected to some third party and soon you’re stuck in this cycle where you’re filling out application after application and getting zero results? Well that’s when you need to find a direct lender. A direct payday lender is one that will answer the phone when you call, so that you are talking to an actual person … Continue reading

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