Payday Loan

Whether you receive a shut-off notice for your phone, electricity or even your water bill, take it as it is… a warning. Now that you have been warned you have a few days to do something about it. Payday loans come in handy for people who need a bit of their next paycheck in a hurry. It’s so easy to get behind when there are so many bills to take care of.  A payday loan is a great option to take care of the ones with an emergency status. If … Continue reading →

A cash advance and a payday loan are short term money solutions that works to get some fast cash in so you can take care of an immediate financial need. Why do short term solutions work so well? You don’t have to have good credit to get one. They are small loans based on what your income can support. They help keep long term problems from accumulating. They are meant to be paid off quickly. They do not require a lengthy application. You can apply online. Simplicity is the key … Continue reading →

      Ever wake up in the morning and just know that it will be one of those days? I have. It’s good to prepare yourself mentally, it helps when the problems start crashing down around you. Ever had one of those days when you take your child into the dentist for a routine exam, and leave with three fillings replaced? Take your car in for new breaks and find out you need all new rotors as well? Try to take care of the plumbing job yourself and flood … Continue reading →

People read about the concerns with payday loan fees, but if you read between the lines and see how much more value it has than just a money loan, you will appreciate how cost effective they truly are. Keep you account balance low. Wait for your next paycheck to come, maybe in a few days, or sometimes a week or two. Take a look at how many payments will be needed to payout of that account during that time. Is there room for all the everyday extras? Will you be … Continue reading →

  In the financial world of today having a good standing credit score is the first step to being considered for loans. Banks and credit cards use these numbers to decide more than just approval status. If your debt to income ratio is high, he mount of the loan may be affected and if you are approved, you may find that  you will end up paying a higher interest rate for the loan. When you are a “risky” application, there is much caution taken in processing your loan. Chances are … Continue reading →

As bank fee revenue is going down, the actual bank fee is going up. Banks have raised their overdraft fee rate up $2.50 which will earn $2 billion a year more. Those people who are struggling with their money and are overdrawing on their checking accounts are the ones who are paying.  A household could save a few hundred dollars from bank fees alone each year. The average fees are now at $35 for an overdrawing error – each time. That can be an expensive cup of coffee! The banks collected … Continue reading →