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Payday Loan Lenders

California Warning Against Predatory Payday Loan Lenders

Have you heard the warning against unlicensed payday loan lenders from the California Department of Corporations? It is one more group trying to spread the news that those predatory lenders who do not have legal lending rights in the state will be bad news for you and your finances. The consumer alert advises potential borrowers of the risks involved with using unlicensed lenders. Included in the warning was a Las Vegas lender named, TIOR Capital and the Folsom-based affiliate, TTG Services. The order from the state sanctions the company and managers from … Continue reading

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San Antonio Payday Loan Lenders Facing Possible Regulations

San Antonio, Texas payday loan lenders are facing possible regulations. Folks in San Antonio are lining up at City Hall showing support for the City Council’s proposed ordinance to regulate direct payday loan lenders and auto title lenders. The council would like to regulate the amount of a payday loan based on the applicant’s income and an auto title loan would be based on the lesser of annual income and percentage of the vehicle’s value. The regulations would also limit the number of installments on a loan and mandate that there … Continue reading

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UK Finances In The News But Not For The Payday Loan Lenders Industry

Payday loan lenders are notorious for high interest rates. Each company can set their rate according to state regulations or any competitive rates. Predatory lenders are those who prey on the customer’s vulnerability. Recently, even banks have been under more intensive scrutiny with their practices as payday loans lenders and other wrongful practices. Some banks and credit unions have been charged with reordering transactions in order to get more overdraft fee charges. The banks have been a trusted source of financial business, and their reputation has been continuously compromised with continued reports of illegal practices. Payday Loan Lenders are not the highlight … Continue reading

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Payoff Payday Loan Lenders And Other Small Bills First

When you find yourself needing to use online payday loan lenders in order to keep up with your bills each month, it is time to reevaluate your expenses. Creating a debt-reduction plan along with a new budget to support it is a good direction. In order to start this new plan, you will want to take advantage of your annual free credit report. All individuals are promised one free credit report every 12 months by the credit bureaus. This service is provided to people in order to help keep fraudulent matter off your report as well as keep … Continue reading

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Payday Loan Lenders Support Bills Before Payday

Payday loan lenders will work with customers who have a poor or no credit at all. Small short-term payday loans are helpful to make payments when their paycheck is still too far away. But what happens when a person who is just starting out wants to take their no credit or already bad credit status into a new playing field? In order to have a credit score, you will need to have some debt. Your credit report is a figure which ranks an individual on how well money is managed. A person who chooses to … Continue reading

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Payday Loan Lenders Keep Talking About Debt

Responsible payday loan lenders like Spotya.com have taken on the debt topic of today’s society. Personal debt has swept across the people’s wallets of the U.S. as well as the government’s purse. People of all incomes are affected in some way with the lower end earners being increasingly affected. Actual cities are going bankrupt and the nation’s debt has increased to number in the trillions. Problems which arise because of debt are increasing each day, but yet it is a topic which many are afraid or ashamed to talk about. As far as the government is … Continue reading

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Payday Loan Lender Scrutiny Trickling Over To Check Cashing Companies

Online payday loan lenders are notorious for wanting a working bank account from their customers. With no credit bureau check, this bank account is the only way a lender will know that a customer has some sort of payment and income history. Even brick and mortar payday loan lenders will expect a signed check as collateral for a loan. Bank accounts are a very important tool used in today’s financial world. What happens when a potential customer does not have a bank account? For starters, their money options have been … Continue reading

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Payday Loan Lender Warns Of Harassing Collections

Spotya! Online Payday Loan Lender is constantly looking for ways to help bring personal finance awareness to everyday money problems. Though the payday loan lender does not use a credit score to determine a loan, Spotya.com is aware of the importance of this number. Individuals are encouraged to know their credit score, understand what is reported on it and understand solutions to fixing it. Each year, an individual is allowed a free credit report from each of the three reporting agencies: TransUnion, Experian, and Equifax. Learn to understand what is written on your report … Continue reading

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Reporting A Payday Loan Lender And Other Businesses

Where do you go when you have a problem with a payday loan lender? If you believe that your payday loan lender is not using best practices, attaching undisclosed fees, or abusing your rights as they try to collect on the loan, you will want to report the company. Give a call to the District Attorneys’ office and explain your situation. If there is enough information to press charges, this office will be the office to do so. It is not just payday loan lenders being reported. If you feel that your rights … Continue reading

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Graduates Could Potentially Lean On Payday Loan Lenders

Statistics have shown that young spenders are increasing their frequency visiting online payday loan lenders. Young money, represented by those who are just getting started in the work force, is looking for relief with payday loan lenders. According to a PEW study, women between the ages of 25-44 are more apt to use payday loan lenders as a way to keep monthly budgeted expenses running properly. Could post-graduates be a part of the future statistics? As the costs for higher education continue to increase and student financial aid dwindle, the concern of graduates needing financial assistance after graduation is alarming many. It is … Continue reading

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