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Payday Loan Lenders

15 Suggestions to Keep Payday Loan Lenders from Filling Your Gas Tank

Posted on October 5, 2012 by Kristy Lamar

Visiting online payday loan lender sites or storefronts for access to quick cash to help cover the rise in fuel prices is not an untold story. Filling the gas tank is one of those things that for most of us cannot be avoided, but the rise in fuel costs is overflowing finances with debt once more. Just like with any part of the budget, working at cutting back is a good strategy to saving some of your hard earned cash. Try to avoid the payday loan lender when fueling. Here are some ways in which … Continue reading →

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Payday Loan Lenders Are Not A Credit Score Factor

Posted on October 1, 2012 by Kristy Lamar

Online payday loan lenders do not look at your credit score, but they are one of a very few who do not. Keeping your score high is a struggle for many. When you understand what makes a good score it will be easier to make it all work. Some people think that you have to have high income in order to have good credit. How much you make is not a factor in your credit score at all. There is a comparison of income to debt included with some creditors’ view towards new debt applications. Payday … Continue reading →

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What Can A Payday Loan Lender Do For Your Finances?

Posted on September 30, 2012 by Kristy Lamar

Payday loan lenders provide a small money window of opportunity to those who have a buildup of bills than cannot wait until the next paycheck. It is available to those with bad credit or no credit giving them a fast out of what could be a sticky financial situation. The last thing a credit score needs is a bunch of bad reports which came out of a slew of unexpected payments in a short period of time. Your payday loan lender will provide fast cash upon approval. One of the top characteristics … Continue reading →

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Need Help Paying Off The Payday Loan Lenders?

Posted on September 26, 2012 by Kristy Lamar

Times are tough and payday loan lenders are there to help with fast cash, but what happens when you need help paying off the online payday loan lenders? Sometimes there is no more room to cut costs and the pile of debt doesn’t need to get any bigger. Finding a way to bring extra income into the home can be overwhelming when time is limited as it is, but there are some fun different ways to go about finding some extra employment. Do you have any special skill around the … Continue reading →

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Direct Payday Loan Lenders Are Creditors Who Will Collect

Posted on September 24, 2012 by Kristy Lamar

Direct payday loan lenders provide access to emergency cash when the demand falls before the next paycheck. Many Americans live paycheck to paycheck waiting desperately for the next payday to come. Those who receive tax refunds from the IRS and state governments wait eagerly for the arrival to help balance out some debt and bring relief to the need for additional cash. But what would happen if you lost your job and that next paycheck was your last or the government held back your tax return? Having no money is scary position to be in, but … Continue reading →

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Be On the Lookout for A Responsible Payday Loan Lender

Posted on September 23, 2012 by Kristy Lamar

Another payday loan lender will be paying settlement fees to one the U.S. states. Arkansas will collect $80,000 from the defendants and will distribute the money based on the Arkansas Attorney General’s policy on settlement funds. So what happened? A Kansas City resident and businessman owns several LLC companies which control the operations of multiple online payday loan lender websites. These businesses allegedly operate out of a Caribbean island. These companies were accused of charging excessive fees and interest rates. Loans which were offered to the Arkansas residents had annual percentage … Continue reading →

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Payday Loan Lenders and Debt Collectors Are Not All Bad

Posted on September 22, 2012 by Kristy Lamar

Payday loan lenders will usually have in house collectors since the term for a loan is on average two weeks long. It doesn’t take much time to have a loan in default with direct payday loan lenders. Once the usual 120 days are up for loan collection attempts, the outstanding balance moves on to a collections agency. Your days with dealing with the original payday loan lenders are over, the default debt gets reported to the credit bureaus and you being hearing from a professional collector. The debt collectors have worse reputations than the payday loan … Continue reading →

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Payday Loan Lenders Highlight the Importance of Communication

Posted on September 22, 2012 by Kristy Lamar

Communication is a key ingredient for online payday loan lenders. Since there is no face to face meeting like with storefront lenders, phone calls and written (email) communication becomes very important for the business relationship between lender and borrower. It all starts with the application. You let the online payday loan lender know that you are interested in obtaining a fast cash loan by filling out the information on the webpage or as some do by calling the office. Some customers like to have that personal connection over the phone. … Continue reading →

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Payday Loan Lenders Must Follow Fair Debt Practices Even With Death

Posted on September 21, 2012 by Kristy Lamar

Would direct payday loan lenders contact a widow to collect on debt the deceased spouse accrued with a payday loan? It is definitely a possibility. There are many creditors who send collectors after widows in their time of mourning. It is a very predatory approach to debt collecting which keeps the payday loan lender in a crowd of many. Just like you might find payday loan lenders who will forgive a debt when the customer dies, you will find others who play by the rules of Fair Debt Collection Practices. Payday loan lenders as with all creditors should keep … Continue reading →

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Stop Payday Loan Lenders’ Debt From Going To Collections

Posted on September 18, 2012 by Kristy Lamar

Payday loan lenders will work with you to get your payment, but if you continue to default on your loan, it will get sold to a collections agency. Business is business and a payday loan lender is a creditor which will try to collect then move you on to collections, same with banks and credit unions. Payday loan lenders, like all creditors, expect on-time payment. If you do have a creditor call you for payment towards your debt with the payday loan lender, what are some solutions you can use in order to help … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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