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Payday Loan Lenders

Payday Loan Lenders Are A Savings Account Backup

Posted on November 9, 2012 by Kristy Lamar

When you use payday loan lenders to help take care of unexpected expenses it helps soften the blow to your budget. Some of the unexpected costs may have been preventable if the warning signs had been noticed. Often times, a bit of preventative care could have kept the need for a payday loan lender in the background. When payday loan lenders are used, budgets are kept in good standing. Vehicles are big budget busters. Just when the warranty expires is a time when you can expect things to break. It’s like they were programmed … Continue reading →

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10 Things to Know When Payday Loan Lender Debt Goes to Collections

Posted on November 8, 2012 by Kristy Lamar

Payday loan lenders online are not going to interfere with your credit report. No hard inquiries,  the loan not reported as debt while it in term, no late payment negatives will be added to your credit history to lower your score. Payday loan lenders offer no credit bureau check loans, as long as you keep making payments on the loan. Once the account has been sold off to collections, your debt will be reported to the credit bureaus. If you want to keep your credit score from being affected by a transaction with a payday loan lender, you can a) … Continue reading →

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Payday Loan Lender Default Carries Less Fallout Than From A Friend

Posted on November 5, 2012 by Kristy Lamar

Payday loan lenders are not your best friends. They are businesses which offer high interest loans to those with bad or thin credit. The transaction is fast and borrowers will have quick money, but they also have short term limits to pay it back. You will be expected to pay off the loan plus fees within a few short weeks. There is a difference in borrowing from a business than from a friend. Both offer fast opportunities to quick cash and can also bring pricey consequences. Defaulting on payday loan lenders can seriously … Continue reading →

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Women Using Payday Loan Lenders and Credit Cards More than Men

Posted on November 3, 2012 by Kristy Lamar

Recent results from a PEW study showed that single young women are leading the pack with getting money from payday loan lenders. Well, they came out on top in a study done by Consolidated Credit as well. It seems that single women are more likely to rack up credit card debt too. Consolidated credit has records which show that 70% of the callers, in the last six months, looking for help with credit card debt have come from women. One of the reasons discussed that came out of this finding is that women are still facing … Continue reading →

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Don’t Work Like A Payday Loan Lender – Check Your Credit!

Posted on November 2, 2012 by Kristy Lamar

You pay your bills on time, you earn sufficient income, and then why are payday loan lenders the only ones willing to work with you? It is time to do some detective work on your own and find out why other creditors are steering clear from your applications. Most often, the answer can be found right within your credit report. You know something is wrong somewhere. It will now be your job to find it. The three credit bureaus offer a free credit report every 12 months in order for you to keep … Continue reading →

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Payday Loan Lender Rates Remain Constant as Bank Rates Climb

Posted on November 1, 2012 by Kristy Lamar

Payday loan lenders have high fees for their small short-term loans. It is well publicized and laid out in the contract which is signed. These fees do not affect everyone since not everyone finds a need to take out a loan with a direct payday loan lender online. If they do, it is not a daily occasion and is quite helpful in that last ditch effort for access to cash. Banks though, are financial institutions which people use every day, trust to hole life savings and depended up on to do many financial jobs. When bank fees go up, … Continue reading →

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Payday Loan Lenders Don’t Own The Market for Fraud or Scams

Posted on October 30, 2012 by Kristy Lamar

Fraudulent financial behavior is not saved for only the payday loan lenders. Fake payday loan lenders work hard to disguise their efforts in order to obtain personal information from vulnerable people looking for quick money relief.  But the online payday loan lenders industry, with a poor reputation to begin with, gets more negative publicity from scam artists and identity thieves. Payday loan lenders are not the only engine used by identity thieves. Secure websites are the only ones which personal information should be entered. Emailing sensitive documents without encrypting them could also put you in … Continue reading →

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Prevent the Spread of Payday Loan Lender and Banker Fraud

Posted on October 28, 2012 by Kristy Lamar

There is enough troubling news being reported out there with payday loan lenders, bankers and mortgage lenders. When it comes to financial institutions, there is a need to pay attention to news worthy stories.  There is a news story coming out of Texas which should be used as a reminder to the people of the country, scam artists will use any available source to get to your personal information. Don’t share personal information to unknown payday loan lenders or bankers whom you do not contact first. New text messages are being sent to residents … Continue reading →

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Direct Payday Loan Lenders Seek Certain Qualifications for Loan Approval

Posted on October 24, 2012 by Kristy Lamar

How do payday loan lenders look at your application? Does it differ from how other lenders look at them? Today, people have a better idea of what important points they can work on in order to make the application process much smoother. A payday loan lender does not look at your credit score. The application form for a direct payday loan lender does not have too much information requested on it. There is your personal, employment, reference contact information and of course a bank statement which you will need to provide. A payday loan lender is … Continue reading →

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Responsible Payday Loan Lenders Do Their Best To Correct Errors

Posted on October 23, 2012 by Kristy Lamar

If you find that your online payday loan lenders debited too much or had an unauthorized debit, one of the first things you need to do is call the lender. Human error causes problems across the financial gambit and many of them are unintentional. Going to the source is the best way to start your investigation. A lender who has wrongfully taken your money will not be sympathetic to your problem. There will be no sense of urgency on their part to correct the problem. A responsible lender will take care of the error … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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