Money Saving Ideas

Debt settlement companies are presenting lies in their pitches to consumers.  The Federal Trade Commission (FTC) has brought suit to over a dozen debt settlement companies for such lies that prey on consumers who are searching for answers with their burdened debt. Debt settlement companies who claim to be non-profit but actually are using this ploy to get the customer to trust their company over another. Other companies omit discussing their fees all together or try to present it as no fee or low fees. The  FTC mandates that debt companies explain their fees … Continue reading →

Sunday Budget Tip # 11 from Spotya! Payday Loans to help keep your spending budget friendly. Shop the clearance racks smartly. Many stores will put their clearance items on sale and offer coupons for an extra percentage off and during those times, it is great to go shopping. So often, items get pushed to the clearance racks in order to make room for new product delivery. Knowing when you favorite stores have their deliveries scheduled will give you an idea as to when to start looking. Save money and time when shopping smartly. … Continue reading →

Mornings get pretty hectic, and getting everyone out the door on time and fed can be very stressful. Buying breakfast on the way to work is just not budget friendly and if you look closely at what you buy… I bet many of you will agree that the healthy factor is missing as well. Having a good breakfast does not have to be too time consuming and can be eaten on the go for those mornings when time is running short. Payday loans are all about keeping your budget healthy … Continue reading →

Last week, we touched base on costs that can arise for a son’s night at prom. Let’s take a look at costs that a payday loan could  help support with a daughter’s night to remember. I guess the first place to start would be in choosing a dress. No one wants to go in a gown that will be worn by someone else, plus, it will need to combination your daughter’s taste and style with a parent’s limitation for tastefulness and cost. The search may take some time, and your daughter may changer her mind … Continue reading →