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Money Saving Ideas

Low Cost Recipe to Help Your Budget

Posted on March 12, 2012 by Kristy Lamar

Spotya! Cash Advance would like to share a low cost recipe that might just help your budget planning. As with any recipe, you can put in your family’s favorite meats and vegetables.   This recipe ends up being about $1.50 per serving. This recipe comes from Anne Coleman (aka Short Order Mom).      Lasagna Wannabe  1 pound  cooked elbow macaroni (any small pasta will do) 1 pound of your favorite meat ( beef, chicken, sausage, Ground turkey or tofu crumbles) 1 jar (26 ounces) Pasta Sauce, fresh works too! grated Parmesan cheese -(you … Continue reading →

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Sunday Budget Tip #2

Posted on March 11, 2012 by Kristy Lamar

Today, we will be discussing groceries with Tip #2. Groceries are an expense that has to be budgeted, but the amount you spend fluctuates. The more steady you can make the weekly average, the easier it is to budget. This is also an area that can be cut down if you are willing to do some leg work. If you live in an area that has more than one grocery chain around, you can take advantage of the weekly competitive sales. There are also coupons to be used. Buy items … Continue reading →

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Fluctuating Work Hours

Posted on March 9, 2012 by Kristy Lamar

Do your hours at work fluctuate? It is tough to keep a working budget when some weeks you work 30 hours and other weeks you get 40? Working with fluctuating hours makes for a budget that gets spread throughout the month. Maybe your hours get affected when you do not have sick days to cover being home with the flu. A cash advance is an option for you to get some fast money when your paycheck varies from one week to another. Making payments on time is crucial in safekeeping your financial … Continue reading →

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Sunday Budget Tip #1

Posted on March 4, 2012 by Kristy Lamar

We made it back to Sunday! It is the start of the new week once more and an official start to Sunday’s budget tips. I am no financial expert, but I do strive to to better my budget like most people do. These tips are suggestions and by no means will they work for everyone for there is no one size fits all when it comes to finances. We all have different variables working with our personalized budgets. Here at Spotya! Payday Loans, we are in hopes that maybe we … Continue reading →

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Can Facebook, Twitter and Google+ Save You Money?

Posted on December 19, 2011 by Kristy Lamar

The reason is because stores are using these sites to lure their customers in with great deals to save money. Some will even have sweepstake giveaways. Continue reading →

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Layaway Pros & Cons

Posted on December 15, 2011 by Kristy Lamar

As you browse the aisles of your local clothing store or toy store, you are probably adding up the totals as you go. Don’t forget to check with that store to see if they have a layaway plan. Unlike department store cards, there is no credit bureau check. In your layaway, you will usually need to have an initial down payment, but then you will also be able to make manageable payments over time. Once the item is paid for in full, it’s yours! Here are some of the Pros … Continue reading →

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Free Shipping Day

Posted on December 14, 2011 by Kristy Lamar

On December 16, 2011 over 2000 merchants are participating in the event called Free Shipping Day. Imagine all of the money you will save on shipping cost. Many people are realizing that shipping cost more as we approach Christmas Day. On some products and sites, the shipping that you add to your order is what ends up breaking the bank. It’s best to get the orders in as early as possible, but if you must wait, wait until December 16. Not only will you save money on shipping on this … Continue reading →

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Online Shopping Deals Alerts

Posted on December 13, 2011 by Kristy Lamar

For the gift giving season, one thing that most people are doing is shopping online. It sure does have its advantages over fighting the crowds at the stores. Have you tried to sign up for email alerts on those gifts that you are looking for? It’s a fantastic way to save money and find some great deals. By setting up these alerts, you can get instant notification of a sale on the gift that you are looking for. This is especially good for those stores that you use that have … Continue reading →

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Payday Loans Cost Less Than Bounced Checks

Posted on December 6, 2011 by Kristy Lamar

“The average bounced check fee is over $27. One check could set you back $50 in fees alone!” Fact of the matter is that it would cost you less to get a payday loan than it would if you bounced a check. Continue reading →

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Online Payday Loans- Suitable and Opportune Assistance

Posted on October 22, 2010 by Kristy Lamar

Many times individuals suffer from bad circumstance when the pocket is empty. The feasible option to obtain amount for instant need is services of payday loans. These online payday loans are easier transaction for permanent employed citizen of America. To take out monetary terrible phase from the way of life significant way out is online payday loans. If individual earn a low monthly income as just $1000, they capable to connect with this quick loan service. The fast medium to gain finance fastly is online dealing and borrowers connect with … Continue reading →

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