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Help with Debt

Going to Family For Money

Posted on March 17, 2012 by Kristy Lamar

Some people have family or close friends whom they can go to for assistance with money troubles. I have heard about family members who have extra and have no problems handing it out when times are tough. Most people who lend it  expect the money returned. Depending on income levels and relationship status, you may or may not have someone to help you out of your financial crunch. The tension created within relationships once money is borrowed is uncomfortable. There are variations to each person’s personal story and often the communication about money creates … Continue reading →

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Protect Yourself

Posted on March 16, 2012 by Kristy Lamar

Have you ever been on the lender end of someone you know looking for financial help? Did you give them what they needed or what you could afford? Borrowing and lending within personal relationships creates a shaky line between trusting their word or having some sort of contract. I’ve seen it done both ways, and one thing I have learned is that there needs to be full communication from the beginning. What happens when the other party cannot fulfill their end? That is when a business has an advantage to work at getting repaid. All I can say … Continue reading →

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Needing Fast Cash?

Posted on March 15, 2012 by Kristy Lamar

Is your day spent running from home to work and back again? Are you a taxi service for your children? If you answered yes to either of those, then having time to get errands done during the week, must be difficult if not impossible. I don’t know what I would do without online banking. Once I had every bill set up to be paid electronically, my time at home started to be more relaxed. Some bills still come in the mail, but I mostly do things online. I schedule payments … Continue reading →

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Stretching your Budget

Posted on March 13, 2012 by Kristy Lamar

With the prices food so high, it sure is difficult to stretch your grocery budget nowadays. Food that is healthy has a much higher price tag. It makes keeping a healthy balance for your family that much more of a challenge. Some people have a grow it yourself option. Having a yard and living in an area with a longer growing period can cut down costs. Growing what you can and canning/freezing for the off season is how I grew up. Not everyone has this option though. Cutting down on restaurant conveniences … Continue reading →

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Low Cost Recipe to Help Your Budget

Posted on March 12, 2012 by Kristy Lamar

Spotya! Cash Advance would like to share a low cost recipe that might just help your budget planning. As with any recipe, you can put in your family’s favorite meats and vegetables.   This recipe ends up being about $1.50 per serving. This recipe comes from Anne Coleman (aka Short Order Mom).      Lasagna Wannabe  1 pound  cooked elbow macaroni (any small pasta will do) 1 pound of your favorite meat ( beef, chicken, sausage, Ground turkey or tofu crumbles) 1 jar (26 ounces) Pasta Sauce, fresh works too! grated Parmesan cheese -(you … Continue reading →

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Sunday Budget Tip #2

Posted on March 11, 2012 by Kristy Lamar

Today, we will be discussing groceries with Tip #2. Groceries are an expense that has to be budgeted, but the amount you spend fluctuates. The more steady you can make the weekly average, the easier it is to budget. This is also an area that can be cut down if you are willing to do some leg work. If you live in an area that has more than one grocery chain around, you can take advantage of the weekly competitive sales. There are also coupons to be used. Buy items … Continue reading →

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Purse Sales

Posted on March 10, 2012 by Kristy Lamar

Hard to give up a winner sale on designer purses. I’m sure there is someone laughing right now, I guess everyone needs to have a vice. I don’t have many, as I need to save up lots of loose change to get the purses I like to buy. When there is a sale, and I find something I like, it hurts a bit if I can’t get the money to go get it. Getting a payday loan makes those times a bit easier for me. I get a monthly allowance … Continue reading →

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Fluctuating Work Hours

Posted on March 9, 2012 by Kristy Lamar

Do your hours at work fluctuate? It is tough to keep a working budget when some weeks you work 30 hours and other weeks you get 40? Working with fluctuating hours makes for a budget that gets spread throughout the month. Maybe your hours get affected when you do not have sick days to cover being home with the flu. A cash advance is an option for you to get some fast money when your paycheck varies from one week to another. Making payments on time is crucial in safekeeping your financial … Continue reading →

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Single Parents

Posted on March 7, 2012 by Kristy Lamar

Being a single parent brings constant day to day struggles.  Getting the kids to everywhere they need to go, getting to work, then there are meals, shopping and cleaning the house. Who has time to deal with unexpected money troubles? An online payday loan is a great way to help keep the money going in the right direction when unexpected costs and time restraints are interfering. A great advantage to the single parent is online banking. Some have access at work, but most have access at home or with a friend or relative. There does not need to … Continue reading →

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Your Information Under Locks

Posted on March 6, 2012 by Kristy Lamar

The Internet provides ways to share information back and forth. If you are working with a website that has a picture of a lock showing in the URL, the information that you are sharing is under lock and key…safe and secure. Like banks who take security measures, online banking does the same. Online cash advances are a form of online banking and that security lock is just as important. Personal information is going only to the receiver. Seeing that lock in the URL while you are filling out forms will … Continue reading →

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