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Cash Advance

Shop For Best Online Cash Advance or Bank Interest Rates

Posted on January 14, 2012 by Kristy Lamar

Would you settle for anything less than the competitive price on a new car, a hotel room, a cash advance or home mortgage? If you answered yes, then I want to know why? The competitive market drives prices down son settling for anything less is not necessary, especially if you can’t afford the higher price tags. Shop around for low cash advance fees. Those who spend more money on convenience may be doing just that. Stopping at the corner store for a gallon of milk, filling fuel at the station closest to the interstate … Continue reading →

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Tax Season

Posted on January 13, 2012 by Kristy Lamar

Tax Season is approaching quickly. Most people who will be getting money back will be quickly filling out the proper forms and e-filing for faster returns. There are some who have to use tax preparers to work through the  figures and IRS credit programs to make deductions hoping for some sort of return or at least a small amount owed. Then there are those who know going into the season that tax time = pay time. Planning ahead for big payoffs is stressful. There are those who will wait until … Continue reading →

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Going Away

Posted on January 9, 2012 by Kristy Lamar

Sitting at home dreaming of the beach with crystal blue water? A winter vacation in paradise is calling. Having a vacation savings plan going throughout the year is a great way to solve that problem. Taking twenty dollars a week and putting it into a savings account will get you on your way. Maybe saving that much won’t take you on your dream vacation real fast, but it will get you way for the weekend just when you think you have had enough. There is a good feeling in going … Continue reading →

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Know Your Options

Posted on December 28, 2011 by Kristy Lamar

Everyone has an answer for you, but it may not be the best answer. I recommend that you know all  your options to help yourself with your financial troubles. I often hear advertisements that bankruptcy is the best option for those who have debt. While I wouldn’t argue that it is an answer for a small few people who have major debt, I don’t believe it is the answer for most. I know people are good at heart and mean well. I don’t believe the majority of people purchase items with no intentions of paying … Continue reading →

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Spot’s Unexpected Costs

Posted on December 27, 2011 by Kristy Lamar

Animals make great gifts. The joy a pet can bring can not be measured by the cost. The fees of obtaining your pet as well as  medical maintenance can all be budgeted and figured before the pet even comes home. There are some unexpected costs that can arise from having pets. Even Spot has his own ways of finding his way into the wallet. The more you learn about the animal you are bringing home, the happier everyone will be. Spot had a great Holiday. He was happy with his … Continue reading →

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Happy Holidays From Spotya!

Posted on December 23, 2011 by Kristy Lamar

We here at Spotya want to wish you all a Happy Holiday. There are so many reasons to get lost in the materialistic side of the season, I just wanted to take a moment and refresh the holiday outlook back to one of family, caring for others, and good will towards all. Let’s remind ourselves as we approach the end of this season that we don’t need to stress ourselves over buying an extensive amount of presents or foods to fill our tables. Simplifying children’s wish lists and dinner menus … Continue reading →

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Top 5 Reasons You Would Be Denied For a Payday Loan

Posted on November 15, 2011 by Kristy Lamar

As a responsible payday lender, we don’t approve just anyone. Our website states that there is no credit bureau check, so then you ask, “why would I be turned down for a loan?” Here are the top 5 reasons our loan processors would deny your Spotya Payday Loan application: Continue reading →

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Why Should You Get a Payday Loan?

Posted on April 28, 2011 by Kristy Lamar

And, if you finish the application process before 3 p.m. Pacific Standard Time (6 p.m. Eastern), Monday to Thursday, we can approve your online cash advance the quickly and deposit the money right into your bank account the following morning. Continue reading →

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Benefits of a Payday Loan

Posted on January 6, 2011 by Kristy Lamar

Payday loans from Spotya! are short term loans designed to assist those who deal with those unforeseen circumstances and get going with their lives. Spotya! Payday Loans are not designed to be a long term loan. If you are experiencing a short term financial crisis, like needing a car repair, or you have a sudden medical bill, a payday loan is an excellent choice for you to think about. With the application process quick and easy, and since there is no credit check required, it’s never been easier to receive … Continue reading →

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Faxless cash advance- Optimum for Better Cash Flow

Posted on October 21, 2010 by Kristy Lamar

Financial troubles create many problems for individuals at time of emergency and next pay check is far away. Faxless cash advance is sensible option for these consecutive days. Here we discuss some favorable and informative points of this loan service and borrowers attain process it easily when they face financial hardship. This service is specifically created for the working and permanent citizens of USA who do lots of financial struggles. Through this faxless cash advance loan borrowers can increase their purchasing power and without any trouble they buying everything. Also … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

** Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained.

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