Cash Advance

What Are your Cash Advance Pros And Cons?

Posted on December 22, 2012 by Kristy Lamar

There are pros and cons to cash advances. They are a great money options when the next paycheck is still a few days away. Getting some quick cash into the bank is a great way to cover costs without the hassles of juggling late payments. Making late payments without trying to prevent it is intentionally damaging your history with creditors. Not only are you risking your credit score, but being late will also put you at a high risk for having your interest rates inflated. What you do with one company will still put you in … Continue reading →

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Know Your Cash Advance Lender Before You Apply

Posted on December 22, 2012 by Kristy Lamar

The more you know about a cash advance online, the less chance there will be having it fall into the hands of a debt collector. It, like any other money option, has a set of requirements to qualify for the money, but it is one of the least restrictive ways to get quick cash. Cash advance approval rate is quick. Direct lenders online which offer cash advances or payday loans have a short approval time period. In some instances, an application can be approved in less than 20 minutes. This … Continue reading →

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Could Tax Season Drive You to Use Cash Advances?

Posted on December 21, 2012 by Kristy Lamar

People who depend on credit cards or cash advances in order to make payments are worried about what their tax return may look like if the country falls off the “fiscal cliff”. With the current tax credits ready to expire at the end of the year, most households are left wondering if Congress will be able to extend some or all of the credits and if not, then what they may do next to help keep taxes low. On average, a tax payer will get about $3000 back from their tax return. This money … Continue reading →

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A Cash Advance or A Credit Card – Which Offers A Safe Practice?

Posted on December 20, 2012 by Kristy Lamar

When looking at the payoff for a credit card and compare it to a cash advance online, most people would agree that a credit card carries the safest practice for your budget. Small minimum amounts for as long as you want; simple and comforting to those who struggle with their budget. A cash advance requires a full payoff in a short time. Treating an online cash advance like a credit card payment is a slow death for your budget. The high interest and short terms for each pay period will … Continue reading →

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Is A Cash Advance Considered Good or Bad Credit?

Posted on December 20, 2012 by Kristy Lamar

Does a cash advance online qualify as bad credit or good credit? Is it credit at all since it does not get registered onto your credit history unless it becomes a default loan? There are many people who will argue that a short-term cash advance is bad no matter it is counted as credit or not. Ask a lender and some will say it is great. A responsible one would tell you that it depends on how it is used and paid off. A cash advance online is an opportunity to get some fast cash during a financial … Continue reading →

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More Online Cash Advance and Payday Loan Investigations in the U.K.

Posted on December 19, 2012 by Kristy Lamar

More investigations towards payday loans and cash advance online companies in the U.K. are in the works. It seems like many Internet lenders are allegedly working without a valid consumer credit license. There was a report which stated that there are more than two-thirds of the lenders doing business without proper credentials. It is against the law to operate without a license. Top ranked Internet sites without dated licenses or no licenses or put false numbers in attempt to prove their legitimacy have been reported. The Office of Fair Trading is pursuing the investigation after receiving … Continue reading →

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A Cash Advance Is An Alternative Way to Obtain Fast Cash

Posted on December 19, 2012 by Kristy Lamar

A cash advance is an alternative financial service when banks, credit unions and creditors refuse to do business with a consumer. These loans are also known a payday loans or short-term loans. Banks now offer these type of loans, but you will have to have an account in order to be approved. When money is needed right away, a direct lender of cash advances are a great resource. Obtaining money is quick and the payoff is short. These short-term loans run a bit differently depending on what kind of lender you choose to do … Continue reading →

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Who Do You Talk To For A Loan Or Cash Advance?

Posted on December 18, 2012 by Kristy Lamar

When you are looking to obtain a cash advance, knowing the company, how things work and what their policies are can all be found out through a phone call. Dial the number and all it does is ring? Move on to the next number. Have someone answer and cannot or avoid answering your questions? Move on to the next number. The person on the other end of the line answers your questions while steering you back to the application page? Move on to the next number. When you are dealing with financial institutions, know … Continue reading →

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A Cash Advance Won’t Kill Your Credit Unless You Let It

Posted on December 18, 2012 by Kristy Lamar

Most people who obtain fast money by using online cash advances have good intentions of paying the loan back. There are times though when extra costs or other money demands interfere with a fast payoff. A cash advance will not affect your credit unless you default on your loan and it goes to collections. If you have chosen a responsible lender for your short-term loan, call the company and work on solving the problem before you miss a payment. Most companies are willing to at least listen and many will come up with a plan before problems start. Communicate … Continue reading →

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Varying Interest Rates Do Not Apply To Online Cash Advances

Posted on December 17, 2012 by Kristy Lamar

If you have ever walked into a cash advances or payday store, then you have seen the signs up on the walls. Check out responsible online lenders’ websites to view fees and interest rates. If you cannot see the rates and the lender is not upfront with a verbal explanation, you do not want to be in business with them. All the stories about bad or aggressive lenders who hand out cash advances using bad practices warn people to stay away from all cash advance or payday lenders. I think that readers need … Continue reading →

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