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Cash Advance

The Relationship Between A Cash Advance and A Bank Account

In order to be approved for a cash advance online, a bank account needs to be in good working order. Since cash advance lenders do not do credit checks to determine approval status, they look for a well-functioning bank account. Get some insight as to what is noted when a lender checks out your bank account. What do cash advance lenders want to see when they review a bank statement? A working bank account should show both deposits and withdrawals Paychecks are directly deposited by employer No overdrafts or bounced checks A … Continue reading

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Keep Cash Advances An Option – Keep Your Bank Account In Good Standing

Needing extra cash and you can’t even take out a cash advance because you do not have a bank account? Some of you may feel uneasy towards banks and their practices, while others have had some bad experiences and would rather keep their money out of the banks. There are many bank services offered by other companies, which are now profiting from customers without bank accounts. Cash advances require functioning bank accounts. A check cashing store may charge $10 to cash you paycheck. It may not seem like much money, but what kind of money is … Continue reading

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Move Over Cash Advances, A Credit Card Company Is starting A New Trend

I often read an article about payday loans and cash advances which pushes my buttons in a negative way. I also get discouraged by the credit card companies which get away with predatory lending and no one stopping them from targeting new customers. But, alas, I will confess; I watched a television commercial from a leading major credit card company this weekend that made me smile. It seems that this particular company has finally realized that we regular folks are tired of the aggressive lending techniques being used by the credit card companies. There are no state regulations for … Continue reading

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Comparative Shopping Yields Better Results, Even For Cash Advance Lenders

It isn’t difficult to find an online cash advance or payday loan lender anymore. Search engine results will provide you with pages upon pages of direct lenders waiting for your business. When you put enough effort into choosing the right lender, your loan becomes safer and often times cheaper. Like any other type of comparative shopping experience, we all want the most for the least amount of money. Short-term loan lenders are no different. You will be able to find better deals if you just keep looking. I can remember going school … Continue reading

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5 Tips To Keep Your New Year Budget Away From A Cash Advance

Are you looking for some helpful tips to build a better budget and stay clear of online cash advances or maxed out credit cards? You are one in a million looking to get a better handle on cost of life and then some. The New York based debt relief company released a tip sheet to assist those looking to either start, restart or maintain a 2013 budget. There is nothing new, in theory, on the list, but it may cause you to think about how you handled some money matters in … Continue reading

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Use A Cash Advance, Pay A Fee – Withdraw From Savings, Pay A Fee?

It’s public knowledge that short-term cash advance loans carry use of service fees which will be included in the payoff. It makes sense, any type of third party cash will result in some sort of charge for service. A credit card does not charge a fee, but it will collect interest on any outstanding balance which is left unpaid. Extra revenue for credit cards is collected when a person spends over the limit, makes a late payment, skips a payment altogether, or ups the interest rate keeping a large balance an extended … Continue reading

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Limit Cash Advances, Pay Down Credit and Protect Your Credit

Breaking the cash advance dependency is a good start to healthier finances. This is one rule of many which is meant to be broken. Relying on any type of third party money source would never be the most cost effective approach to budget planning. If you are looking to have good credit, there are some rules (10 of them actually) which should never be broken to support healthy credit. Pay your bills on time! We are talking consistently, every month, year after year. When there is a solid payment history to fall back … Continue reading

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Cash Advances to Student Loans – 10 Financial Considerations Before You Choose

Problem debt stereotypically involves both online cash advances and credit card balances.  Home mortgages and car loans are considered good debt. When income does not support the latter payments, it is hard to describe it as good.  It takes some common sense, a bit of finesse and a lot of control in order to keep debt problems out of a budget. There are ten practical moves which can alleviate or prevent problem debt for the upcoming year. Look at the past year’s expense sheets and find areas of concern. Were budget problems created by overspending … Continue reading

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Struggling Families Find Solace With Cash Advances

Struggling families tend to find some solace in the low cost cash advance easy application process. Often times, these short-term loans are used to help fill the gap before the next paycheck. When it comes to deciding between gas in the car or a family member’s drug prescription, there doesn’t have to be a choice. Fast money will help those emergency financial crunch times. There are many reasons why these loans are used so often. It is a choice, a freedom you may call it, to make a family situation less stressful. Why use a … Continue reading

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Kick Start Your New Year to Prevent A Cash Advance

Did your New Year’s resolution to straighten up your finances land you back at the online cash advance application page? Was it the backlash from all that holiday shopping you did or has there been an onslaught of new emergency costs? Whatever the reason behind the budget fallout, it’s not too late to try again. Minimize cash advance usage. Failing at something you set out to do, especially right out of the starting gate, can be quite discouraging. Since debt will not just disappear all on its own, there are … Continue reading

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