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Cash Advance

Transfer Cash Advance Debt to An Interest Free Credit Card

Getting caught up in a cash advance or payday loan cycle of debt will wreak havoc on anyone’s finances. It happens to those who live paycheck to paycheck as well as those who have extra each month. No matter the size of the paycheck, if a person does not live within their means or happens to experience an influx of emergency payments there is bound to be a financial crisis at one point or another. A savings account will help to defeat the need for a cash advance online. Without a savings … Continue reading

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No Escaping Debt When Cash Advances and Credit Cards Are Still In Use

Escaping debt is on everyone’s mind. It would be great if we never needed to obtain a cash advance or payday loan;  or have to use emergency credit cards for regular costs. The cost of using third party money is often never addressed when the bottom line monthly payment is the only concern. People tell themselves they can afford so much extra per month towards a bill instead of calculating the final cost of the purchase after it sits as debt over an extended period of time. Using cash advances to keep up with debt is … Continue reading

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Buy or Lease?Cash Advances and Credit Cards Help with Vehicle Emergency Costs

Monthly demands on income are often times overwhelming. As so many of us look to avoid cash advance or digging ourselves deeper into credit card debt, we try to find ways to pay less with having to cut out. Purchasing a vehicle is a big hurdle many have to face when it comes to squeezing out money for a payment. Should we buy new and lose a bunch of the long-term investment once it leaves the parking lot? Do we buy used and take the risk of having it break down as we drive it out … Continue reading

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Getting Real With Cash Advance and Credit Card Debt

Do you know what your debt is made up of? How much money is owed to an online cash advance or payday loan lender? Does the core of your bad debt consist of multiple credit card balances? In order to get a handle on debt and begin to repair your finances, you need to know the facts about your credit history as well as who it is you owe money to. Approach a direct cash advance lender with honesty. If you owe money for an outstanding cash advance loan, the best approach is to … Continue reading

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Pay Off Cash Advances Or Build Up The Savings – Who’s On First?

Do I build my savings account first? Pay off my cash advances and credit card debt first? Or do I do both simultaneously? I only have so much leftover available income to do anything extra, what are my options? Depending on who you talk to, you will get different answers. Listen to all who have something to share, and then make the right decision based on your financial situation. I have talked to many people, read many articles and have even listened to some financial advisers. Solving personal debt is not a one size fits all. There are too many … Continue reading

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Finding Family Fun Without Cash Advances and Credit Card Dependency

Cutting back…cutting back…cutting back…a constant reminder of what needs to be done at a grander scale without any excuses. How do we survive from paycheck to paycheck without endlessly hanging on to cash advances opportunities or filling up those dreaded credit cards? The obvious answer it to continue to cut back on all those extras. For those of us who work hard each day for our paycheck, it is nice to know that we might be able to afford something in return. Find affordable entertainment without needing cash advances. What … Continue reading

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Keep Your Wallet Trim and Your Cash Advance And Credit Card Debt Out

A thin wallet is not necessarily the sign of a poor owner, but smart one. Carrying too much stuff packed into a small organizer is a good sign of someone who is not financially organized. It is also an easy target on a crowded street. In this day and age of online banking, credit cards, cash advances and debit cards, the potential loss or having a wallet stolen is a good reason to limit what kinds of items are kept within the leather folds. What kinds of things should you … Continue reading

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Should I Or Shouldn’t I Use Online Cash Advances Or Credit Cards?

Should you or should you not use your credit card, a payday loan or online cash advances in order to make that extra purchase? Ideally it will be up to you since you don’t have to answer to anyone but yourself as to where the money goes. Maybe you have to answer to a spouse or another family member, but the companies providing this cash will not care what the purchase is for, only that you pay it back. So here you are in the dilemma of should I or shouldn’t I? … Continue reading

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Women’s Finances: A Cash Advance Role May Provide A Bridge To Success

Many women take on the responsibility of household finances. A PEW study found that more single young women utilize cash advances and payday loans, but that need not be the case in the future. As women sink into their role and learn aspects of long-term financial planning, there may not need to be such a dependency on the short-term loans. Not everyone lives paycheck to paycheck. It is a lifestyle which is not set in stone. There are financial planning steps which women can take advantage of and lose their online cash … Continue reading

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Stop Your Need For A Cash Advance: Lower Your Monthly Utility Demands

Instead of relying on a cash advance or a payday loan to pay the utility bills, there are ways to reduce your bill. Throughout the year, the costs may vary depending on the area you live in. Electricity bills will be high in during the summer months for those who live in the south, whereas residents of the north may see the increase during the winter months. Frugality begins with an initial plan to cut costs and continued to prevent additional future costs. Seasonal changes often impact the range of costs. Try one … Continue reading

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