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Cash Advance

Foreclosures and Short-Sales Put Credit At Risk Save Cash Advances

Posted on February 9, 2013 by Kristy Lamar

Credit scores are calculated by secret algorithms mixed with all the complexities of managing money which makes the final score a challenge to fully understand. Once there are problems reported to credit bureaus  getting help becomes a challenge. Short -term loans like cash advances are an exception to this since there is no credit bureau check to determine loan approval status. When it comes to settling debt, there are many misconceived notions especially when it comes to settling debt. Offers from debt settlement companies broadcast heir services over the airwaves hoping to … Continue reading →

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Once Your Cash Advance Has Been Paid, There Is No Room For Complacency

Posted on February 9, 2013 by Kristy Lamar

Well-earned complacency should have a short life span when it comes to finances. Maybe you paid off your cash advance on time and are feeling good. Maybe you finished paying off your car loan and now relish in the few hundred extra you have in the bank each month. Don’t let your self-satisfaction turn into financial smugness, because you just never know what may be lurking around the bend. You paid your cash advance on time? Great job! Paying those short-term loans off is something to be proud of. Not only did you take … Continue reading →

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Online and Bank Cash Advance Lending Legislation Begins With A Bill

Posted on February 8, 2013 by Kristy Lamar

New legislation is on the horizon for online and bank offered payday loans, cash advances. A new bill has been introduced as a much needed response to Native American Tribes and bank short-term loans which are presently not required to follow state short-term loan regulations. Responsible online cash advance lenders follow state regulations. Aggressive predatory lending and collection practices have been and continue to be a driving force in regulating cash advance lenders. Some states have banned the lending practices all together while others have capped fees and loan amounts in order … Continue reading →

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Are You Looking Straight Into The Eyes Of Cash Advances?

Posted on February 8, 2013 by Kristy Lamar

I could come up with a boat full of excuses as to why you should take out online cash advances and avoid late payments, but if I don’t understand your financial situation I may not be helping you at all. Some people get caught up with the excitement of fast money with no credit bureau checks. The idea that there is a place to go to get quick cash help puts a blind eye towards the terms and conditions. While they sign, there is little to no thought about what is going … Continue reading →

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Avoid Cash Advance Debt to Change Your Financial Way of Life

Posted on February 7, 2013 by Kristy Lamar

Once all the hard work improving your finances comes to fruition, keeping control of your debt is like any other life change. You have to keep at it and be conscience of where your money goes. Falling back on cash advance dependency in order to support unexpected costs is what you were trying to avoid in the first place. I saw a commercial celebrating a young man’s journey to not just lose a few hundred pounds, but the party was to celebrate him keeping it off for 15 years. This man became famous for eating a … Continue reading →

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Defaulted Cash Advance Loan Collections Heat Up During Tax Season

Posted on February 7, 2013 by Kristy Lamar

Debt collectors will be vamping up their contact opportunities the next few months.  It is tax season and many taxpayers will be expecting a refund. If the collectors are working for the IRS, student loans or it is the state trying to collect back child support, then there will be no tax refund coming your way. Debt from credit cards, cash advances and medical bills will be seeking out a piece of your tax return. Cash advance lenders will try to collect on missed payments. Debt collectors are not alone in their thinking. It has … Continue reading →

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Defeat Cash Advance and Credit Card Debt With Your Tax Return

Posted on February 6, 2013 by Kristy Lamar

People are frantically working on their taxes now. The IRS will be working to process refunds as they receive tax returns. It is an important period of time for many. Receiving tax return money may alleviate the need for cash advances or squelch credit card dependency for a while. Depositing a return into the bank may promote thoughts of spending on all those “wants” which didn’t land under the Christmas tree, but it might help financial matters if those “wants” continued to take a back burner to “needs”. Pay off a cash advance … Continue reading →

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Determine Creditworthiness As Creditors and Cash Advance Lenders Do

Posted on February 6, 2013 by Kristy Lamar

If you were approached by someone and they expressed their need to borrow a chunk of money from you, what would be the first thing that runs through your mind? I may stop and think about who it is I’m talking to, what they need the money for and most importantly, will I see that money come back to me? If this person is known to ask for money with little to no chance or returning what they borrowed, I would lying if I said I might just lend the cash. I’m … Continue reading →

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A Homeowner’s Cash Advance Dependency Depreciates Lifestyle Opportunities

Posted on February 5, 2013 by Kristy Lamar

The American dream of being a homeowner may not have as many advantages as in the past. The cost of homes drove the market to charge exuberant prices before it collapsed and left people owing more money than the house was now assessed value. The opportunity to sell was significantly reduced and many people ended up having their home foreclosed upon. Credit cards and online cash advances cannot help support failing mortgage payments, at least not each month. A cash advance is for emergency costs, not cost of living. Use a cash advance … Continue reading →

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Emergency Cash Advance Lenders Do Not Follow Credit Card Aggressive Tactics

Posted on February 5, 2013 by Kristy Lamar

Using a cash advance to relieve financial emergencies is the basis to why short-term loans are so popular. The loan is for a few hundred dollars, it gets deposited quickly and the payoff is meant to keep the borrower form falling into more long-term debt. The harsh part of these short-term loans is that if the full payoff is not completed on the original due date, there is high interest applied to any remaining balance. As horribly as this interest affects people’s monthly expenses, a cash advance lender continues to grow in popularity. The need for emergency cash and … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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