Do you find yourself looking towards cash advance loans to help get by to the next paycheck? Have you looked deep into your budget to find out why your paycheck is not covering your expenses? Sometimes the budget just needs to go on diet. Some situations may go beyond the need for a diet and start looking at a fast.
How would a budget fast keep payday loans away?
Fasting no your budget will give you no extra money to spend on anything but your bulls. Take your credit cards away and keep no cash in your wallet. I may suggest that you do keep something for an emergency or a family member on speed dial if you cannot trust yourself with the emergency stash.
Add up all your debt. How long would it take to pay it all off if you when all you money went towards bills. Where ever you can find an area to squeeze, and then do so. A budget fast is the bread and water of the household budget. No frills, no extras, no conveniences. Would you be able to make this happen for as long as it takes to pay off your debt?
A budget diet will give you some room for non-essentials but then you fall back into a gray area which could make you wanting more. Give yourself a certain amount each month and make it last. This can get tricky if you do not have the will power to hold off till your next paycheck.
Going on any type of diet or fast is tough. It takes time to adjust. There are many who would rather do a food fast for a week or two rather than be on a diet for a few months. When you are on a diet and are allowed to have some foods or certain treats, the battle in your head to talk you out of just one more gets played over and over. Temptation is rough. With fasting, there is no temptation but rather digging your heals in for the rough road ahead. Looking for the light at the end of the tunnel and restricting distractions along the way helps keep many on course. The hard part is starting. Whether it be food or budget, it may seem like jumping in is the only way to get the ball rolling in the right direction.
During this time, you may find that spending habits get broken. It’s always good to fix the root of the problem so the debt doesn’t return. Once again, it fits back with food diets. If you are a compulsive shopper or emotional eater, you could lose lots of weight on a diet or fast, but once foods are reintroduced will you be able to maintain that new weight? Chances are that if you didn’t break old habits or deal with the issues which caused the weight gain, the problem may reoccur. It’s the same with debt. Credit counselors work to make a budget to fit your income and address any spending problems you have had. Addressing the problems straight on while you are correcting the debt issue will continue to keep you away from needing online cash advance loans in the future.
