Is your day spent running from home to work and back again? Are you a taxi service for your children? If you answered yes to either of those, then having time to get errands done during the week, must be difficult if not impossible.
I don’t know what I would do without online banking. Once I had every bill set up to be paid electronically, my time at home started to be more relaxed. Some bills still come in the mail, but I mostly do things online. I schedule payments in less then five minutes when the statement comes. I can even transfer money back and forth between my checking and savings account. When there is no money in the savings and the checking is running exceptionally low. I have the online payday loan option to cover my expenses till my next paycheck comes in. The fee I would pay for that money is much less expensive than bank overdraft fees.
I like the convenience of it. My paycheck gets directly deposited, my payments come out electronically. No need to waste time standing in lines or balancing check books. If you are in need of fast cash, there are options available to you that help protect your financial status. Use it to help you maintain your finances when unexpected costs disrupt your budget.
