Getting a pay day loan to make it one more week can help bridge the paycheck gap.Many of us are living paycheck-to-paycheck and for some the money goes out as soon as it comes in leaving us wondering how we are going to get through another week. So many times unexpected payments arise and there is no pushing back certain payments. So how do you stretch your paycheck and get the bills paid on time so you can get through one more week until payday?
It’s important to think about how you spend your money. So often we get in a routine and make purchases we don’t event think about. We don’t take the time to realize that if we just put a little thought into how we are spending our paycheck on a day-to-day basis, we may actually have the money we need to make it to payday. The following 5 things can help you cut costs, save money, and ultimately get by for one more week.
- Skip the Gourmet Coffee: At an average of $4-$6 a cup, that morning treat could cost as much as filling your tank for the daily drive to work. So what would you rather do: Get a quick caffeine fix or a ride to work?
- Say “No” to Fast Food: Pack a lunch for work; save money in the long run and stay healthy. Make sandwiches and bag snacks the night before, stick it in the fridge, and it will be ready for you when you leave in the morning.
- Don’t Buy Bottled Water: It may taste different than that what you’re used to, but drinking tap water is fine. If you don’t like the taste your faucet gives out, try putting a slice of lemon or cucumber in it. It’s better than paying for something that is normally free.
- Buy Generic: You may be used to buying brand names at the grocery store, but if you’re trying to get through the week, buying generic will save you quite a bit of cash. Most stores have their own brand name which is comparable to the higher end food distributors. It’s the best option when you still have a week of cooking to go.
- Clip Coupons: It’s definitely worth the extra time to filter through a newspaper or weekly grocery ad’s to find products you can save money on. You may have to change your eating habits temporarily or try something your not used to, but until you get paid again, this can save you on your grocery bill.
Being Proactive With A Pay Day Loan
In the meantime, when you see yourself struggling and know you can’t make it until payday, take the proactive solution of getting a fast and simple pay day loan. Pushing payments beyond their due dates will bring you a slew of fees that your budget will struggle to handle. Instead of making your credit worse, use a pay day loan to get through the week. Many good people have periods of struggling with payments. There is no need to make the situation worse by defaulting to your creditors and risking lowering your credit score. Apply for a small pay day loan and keep your budget running in the right direction. You work hard for your money, spend it on the things you need instead of wasting it on multiple default fees.
