The gas prices may be sending more people to online cash advance lenders. I heard on the news this morning that in the next few months, the prices will remain high. High is relevant. When I first started driving, the possibility of paying $1.00 for gas caused an outrage. What I wouldn’t give to have that price back.
The spike in gasoline prices has caused me to go back into my budget and squeeze more money out to cover the cost. I am glad that the temperatures are dropping so my electric bill will be able to shed some light on this new extra cost. One of the things my father always told me when budgeting is to have a plan for the unknown. No matter how hard you try, there will always be something ready to disrupt your finances. I am pretty lucky in fact that I grew up with a very frugal father who had to learn the hard way when providing for his family. Splurges are all fine and dandy, but if the necessities are not paid for in full, the extras get pushed aside.
Payday loan lenders online help with emergency costs
This is true, but depending on them month after month, you will end up spending more. Paying fees each month to use third party money for essentials ends up being very expensive needs. If you pay $35 – $45 dollars each month just on fees, somewhere some other budgeted cost will have to go without. For me, that money is a credit card payment, part of a full gas tank, groceries or what could have gone into a savings account.
When you have fixed expenses each month, the extras will have to come from those other areas. Fixed expenses for me would be mortgage, car payment, and childcare. Utilities vary a small amount on a regular basis with electricity skyrocketing in the summer months. The biggest areas for me to squeeze money will be found in the groceries, slush fund and savings categories.
I have a pretty regular routine with driving, so saving in fuel cost would keep me from work or the kids from school and activities.It will not hurt to not save for one month. It’s a tough call because using money for savings can be habit forming. If you absolutely have to skip saving one month, do what you can to double up the following month. A payday loan lender will provide extra cash, but it will not take the place of having your own saving’s account. A slush fund is my way of having some play money. Money in my wallet to buy a coffee, treat the kids to a burger or tuck away for a rainy day. This $40 is easily an amount I can shrink to help cover extra costs. It may pinch me to not be able to grab a coffee when I was running too late to make my own at home, but if I only have to do it for a month, I will make it a priority in order to keep my budget on track. My grocery bill is definitely a place where I could squeeze extra money form without hurting too much. I try to include meat in four dinners each week. That alone helped me cut grocery costs. If I am looking to cut some fast money out for a quick payment, the junk will go. My children will live without potato chips and boxed drinks for a few weeks. It is good for them to learn that sometimes t is essential to make sacrifices in order to make the household budget work.
If you truly cannot find a place to squeeze extra money out of your budget, you will know that a cash advance lender can be found online a last ditch effort for extra cash.
