Job security is a top contender for holiday wish lists this year. Even though the paycheck may still leave a person to struggle in order to get everything paid on time and in full, knowing that you don’t have to worry about whether or not you have a job is priceless. Struggling with current income is much better than having no income. People may not turn to alternative money help by choice, bet what happens if there is not even a choice to use a direct lender? “How do I get a cash advance loan when I have no employment at all?” Without a job, these individuals need the help more than ever. Even alternative money help will no longer be of any help if there is no proof of employment. Then what?
Cash advance loan lenders are reportedly focused on low income, but they won’t touch no income. It’s safe to say that these high interest loans are not so predatory after all. It would be easy to take the risk and lend money to a person in between jobs. There are a lot of interest fees to accrue in that time frame. Unemployment truly limits a person’s ability to obtain money help from most everywhere. Unless they have personal property to pawn or sell, family and friends may be the only hope aside from state agencies.
http://youtu.be/hcxT16r-ekc
When there is job insecurity, there tends to be an internal panic to take care of debt problems. If their job was to go then there will be no money to pay bills never mind feed and house your family. Debt carries with it a high ethical rate of people who want to pay their debt. If they had the money those bills would be paid. Without a paycheck, choices need to be made then creditors and cash advance lender debt tend to fall to the wayside. This is exactly why people without jobs would not be approved for credit or a loan in the first place. You can’t help what you carry with you as you slide into a financial pit. All you can do is to try to lighten the load the best you can. Use that insecure feeling to drive your money management towards a successful place. Being insecure about your job still has its perks. You have a job and a paycheck, so do what you can while you can.
If you are thinking you are going to have to make major cuts, you might as well start now. Get rid of your cable bill now verses later. This will give you at least a hundred dollars if not more to use to pay off debt and better yet, save for when the paychecks stop coming. One of the best things about cutting back slowly is that you have the adjustment period. If by chance you never do lose your job, you won’t have to be asking “How do I get funds online to pay for emergencies?” because you will have money already in the bank.