What happens when the well runs dry? For starters, you ran out of water. You will have to wait for the ground water to refill. Some people have to hire a service to dig deeper into the ground. Pumps will often have to be manually restarted. It is a bit like your bank account. When it runs dry, there could be some expensive consequences, or if it is caught early, the pump will just need to be restarted. A payday loan is similar to this in that it gets you the cash you need to fill up your account enough to keep it flowing. Your next paycheck will dump the bulk of money back in, but it is nice to conserve for a few days verses going without.
Inconveniences do happen when there is too much demand. If you learn how to budget and conserve to get through the rough periods, you will keep the heavy fixing costs away. Online payday loans are short term money solutions that work.