I usually have an onslaught of bills that get piled up during the last of the month. Most financial institutions send you a bill with a payment date of their choosing. It doesn’t necessarily fit into my pay cycle, but I have to figure out how to manage it all. I try to put money aside form the first half of the month. Most of the time, I do well keeping it all situated and have the extra I need for the last week.
There are times though, when other costs creep into my weeks and pick away at my little pile of extra. During those times, I know that a cash advance will help me get by. It is important to me to make the most out of my money. I would rather pay a fee for a loan and get my payments out on time, then be late or miss and have to deal with multiple fees as well as negative credit effects. Of course, I will need to crunch the figures for the next few weeks, but to me, that is the best way of dealing with money options. Extending payments out and adding to my monthly costs just isn’t a good option for me. For me it is like a band-aide…just rip it off and be done, no need to linger with the pain.
