When searching the latest news for cash advances online and payday loans, the dating topic keeps coming up. Are the articles implying that these short-term loans should pay for a fabulous date? Not in the least, but they are implying that your use of one may prevent future dates.
How do cash advances affect your social life?
I never thought I’d be writing on this subject, but it seems that a large focus in the dating scene is finances. Someone who is looking for a life partner wants to know how you run your finances. What is your credit score? Would a low number get you crossed out of the little black book? Apparently so.
Why is a credit score important dating information?
- People with high scores often times will like to build relationships with those of the similar numbers. When you get married and start utilizing your scores for buying power to set up a home and lifestyle, these numbers play an important role.
- Someone who does not like to carry credit card debt may not want to join forces with a person who will bring a pile of debt into a relationship.
- One of the major relationship trouble areas is family finance.
- There are different kinds of debt. A potential partner may look at debt caused by medical or student loan reasons differently than shopping or over spending one’s means.
Credit scores can say a lot about a person. For those who have a serious focus on keeping positive future finances, then the numbers will have a significant effect on relationships. Did you know that there are even dating sites focused on people’s credit? People with good credit are searching for others with good credit. I guess for some, it is a deciding factor as to whether or not there will even be a first date. The dating sites may not be huge in comparison to others, but it has potential for those who deem this quality in a person as strong combination.
So what do you do? Do you proceed and take out a cash advance hoping it helps your finances with the risk of decreasing your dating life? Is money management an important factor in how you look at the potential staying power of a partner? These things are all definitely significant to a relationship in some shape or form. There are lots of truths to be told from a credit score, so what do you do if your pile of debt is keeping your from the love of your life? Work at getting out of debt.
Keep your search going, but gear some it towards debt solutions. Seek out a financial planner, find a credit counselor, or cut back expenses and take your debt head-on. If you are trying to payoff credit card debt, stop using them. If you got yourself caught up in a cycle of cash advance debt (needing one to pay off another) them make some budget cuts and start paying down the loans yourself. If you need to make some extra cash, be inventive and find something you are good at. You would be surprised at what an extra paycheck can do for healing your damaged credit.
Your score may not bounce back as fast as the next potential date arises, but at least you can share your plan and highlight the success you have made. Mistakes are forgivable, especially if you learn something good from them.
