Are you a patient person? Can you set a goal and diligently work towards it without growing impatient? Instant gratification can sometimes disrupt a plan that needs some patience and tender loving care. When it comes to budgeting, there are many times in which a person needs immediate gratification which drives a person to needlessly apply for a cash advance online . Unfortunately, these types of loans are best used for emergency purposes. The quick cash deposit will help to rectify the emergency cost, but it will also land folks in financial trouble when the short-term loan is used for instant gratification. Having the ability to make things happen overnight has been a leading contributor to the masses of debt hanging over Americans.
How has a cash advance helped promote instant gratification?
Most cash advance online sites will be able to process your loan and deposit your cash by the next business morning. As long as the application is sent in during business hours Monday through Thursday, an office will have time to process the money.
There are some lenders who promise money the quickly. Customer attraction to this fast money leaves no room for mind changing. The instant gratification fuels a fast transaction and often times will lead the customer down a sinking financial path.
Cash advance loans are only one contributing factor to financial problems related to the need for instant gratification.
- Credit cards have given Americans an instant gratification advantage. Once you have a card with a credit limit, there is no waiting whatsoever. A credit card is accepted in just about every place in which cash is taken as payment and more. There are some venues in which cash is not accepted and a credit card provides the only purchasing opportunity.
- Online shopping is opportunity galore. Sick, tired or still in your pajamas? There is no reason to not shop when there is the Internet. The only way cash will help make these purchases is if you had prepared ahead of time by purchasing a gift or prepaid credit card. See a commercial or hear about the latest and greatest from a friend it will only take minutes to find said item on the Internet. As convenient as online shopping is for those with busy schedules, it has provided indulgent opportunity for those looking to obtain instant gratification.
- Widened access to the Internet has increased spending opportunities where a person can now shop directly from a smartphone. Whether waiting at the doctor’s office, while the children play in the park or sitting in a traffic jam, the Internet is only a few clicks away.
Delayed gratification is met only by those who have no access to credit or fast cash or for those with great self-control. Holding off for the next version, a better sale or just because you know you cannot afford to make the purchase is a learned skill. It is never too late to avoid the cash advance or credit card purchase when it isn’t a critical emergency payment. Patience is more than just a virtue; it strengthens finances and promotes a healthier financial future.
