Finding places to cut back from your day to day spending, will help cushion the blow of unexpected costs. It is amazing how much you can save by not purchasing individually wrapped snacks. Use reusable containers and you just saved that much more. Stop buying coffee on the way to work, but purchase a travel mug and bring your own. Daily expenses add up.
I proved this to my husband once. I asked him how much he thought he spent each week on incidentals. His reply was “about $20-$30”. I emptied his wallet of all plastic one Monday morning and placed $40 in the sleeve. By Wednesday night, he was asking for more money. He couldn’t quite recollect where it all went, but there was nothing spent on items that he needed.
When there are too many unexpected costs that arise that even cutting costs cannot cover, you have the option of an online cash advance. This will bring you some fast money into your account and then repay it with your next paycheck. Keeping your budget running smoothly is the number one way for a positive financial future. Being late with payments or showing too much debt can bring your credit score down and keep you from having that success.
