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Author Archives: Kristy Lamar

cash advances help when credit is maxed

Control Your Need For Cash Advances And Credit Cards

Cash advances are fast money in a pinch, but they should not be used for just any reason. Because they need to be paid back within a few weeks, an online cash advance is not an answer to every problem. The need for these types of loans is growing as the economy clamps down on poor credit. Truth About Credit Cards The direct cash advance lenders are getting a bad rap for high interest and promoting a cycle of debt for their customers. What seems to be overlooked is the amount of debt credit … Continue reading

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payday loans online direct lenders can help

How Can I Find Payday Loans Online?

How do I find payday loans online? The answer is much less confusing than what one would think. Even a person who is not very computer savvy can search out and find payday loans online. You can do a simple search on any browser by entering the words ‘payday loans online’; you will get pages of results. Numerous companies offer payday loans online. There are some companies out there who are lead generators, meaning they are looking for applicants to enter their information so they can sell it to the highest bidding … Continue reading

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payday lender

Why Would A Payday Loan Online Lender Reject My Application?

Payday loan online lenders and payday “brick and mortar” locations boast through their advertisements that payday loans are easy no credit bureau check loans. Yes, there are no credit bureau checks and the loan application is simple to do. Also, there are low-income borrowers. No, the responsible lender cannot approve everyone. There are specific qualifications set up in the approval process that are based on each company’s lending practices. Some people might be denied by one company only to be approved by another. Denial Reasons For Payday Loan Online  You are … Continue reading

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direct lender payday loans replaced with savings

If No Payday Loans Then What?

Why do people use payday loans? When an individual is out of cash, it is an easy way to get some money fast. The payday loan industry has taken a lot of grief over taking advantage of people in need of fast money. Most states have regulated short-term payday loans or banned them altogether. What would people do if there were no longer direct payday loan lenders? Budget When There Are No Payday Loans Without having direct online payday lender access, people would take a closer look at their budget. … Continue reading

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payday loans online

Payday Loans And Credit Cards Will Help Recover Summer Spending Costs

Summertime spending has increased the volume for inquiries with low cost online payday loans inquiries. We are getting ready for our planned vacation, and some are over. It leaves the bank accounts a little sore from all of the action. Time off is great, but finding a way to solve the financial aftermath takes some thought. Most people plan for vacations throughout the year. Amazing weekend getaways or splurging on an extra adventure can leave a budget needing some help. So, where do you go for help when your expenses had … Continue reading

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Why take cash advances?

What Would Come Out In An Open Discussion About Cash Advances?

Are you for or against online cash advances as a financial option when money matters tough? It would be interesting to see a live poll taken. A questionnaire could be sent out asking personal opinions of these short-term loans. It would be taken by a research group that is not backed by a lender or by one of the many opposition groups. We would want the cold, hard facts. In addition, we could create a forum where both sides can talk about their experiences or prior knowledge of what a truly responsible … Continue reading

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payday loan for shopping

A Woman Plus A Cash Advance Does Not Equal New Shoes

A PEW study showed that women are more likely to obtain a cash advance than their men counterparts. PEW is a nonpartisan research center that surveys the public on a variety of issues and topics. First impressions would get a reader to believe that the shopping habits of a woman are what promotes the need for short-term loans. I’m sure that shopping could be one of the leading problem areas for women in many instances. But not all men like football, and not all women like to shop. Why Else Does … Continue reading

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online payday loan lender teach young adults about finances

PEW’s In-Depth Look Into Why’s and How’s Of Cash Advances

The PEW Charitable Trusts’ continued study on cash advances and payday loans offers much insight into these short-term financial options. PEW Research Center is a nonpartisan group that informs the public on various trends around the world. This particular study examined who applies for the loans. It discusses how these types of loans help and/or hurt customers. The study’s results present important data concerning gender, race, income level, and demographic roles concerning the short-term loan industry. The second part of this study focuses on answering questions about why borrowers choose to use … Continue reading

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pay your debt

Manage Debt Online and Pay Your Cash Advance Loan Off First

“Honey, do you know any sites that will help pay off my student loan debt?” This question was asked by a girlfriend to her boyfriend one day. The boyfriend’s answer, “NO, but maybe I will make one.” So the man and his best friend went along their merry way and developed one of the latest leading websites focused on managing debt to pay off student debt. So far, the results have been over $30 million of debt from users paid off and testimonials of real people now debt-free from their … Continue reading

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payday loans online

Learn From Cash Advance and Debt Errors

Don’t get yourself tangled with too much cash advance debt. The young generation has fallen into some financial errors that keep them in debt. They struggle to start life on the right foot and it’s hard to recover. Besides the overuse of credit cards and a cash advance, many will have student loan debt to burden their starter income. It’s no wonder that young people remain living with their parents for more extended periods. Cash Advance Money Distractions Let’s blame it on third party money; at least, it will feel … Continue reading

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