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Author Archives: Kristy Lamar

payday loans online

A “Green Dot” Warns Paycheck Advance Applicants to Beware of Fraud

Posted on February 26, 2014 by Kristy Lamar

In some instances, the color green does not symbolize ‘go’. If you have ever taken out a fast cash advance or read about standard practices for the short-term paycheck advance loan industry, knowing the basic process is helpful. The basic lending practices will not vary much from lender to lender. Distinct differences are found in the value of interest rates, fees and customer qualification standards. What never changes is the illegal factor in having to pay upfront fees or processing costs. If you hear or read a request from a … Continue reading →

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Good budgets will help pay for student loans and payday loans

What Problems May Occur By Putting Student Debt On Hold?

Posted on February 25, 2014 by Kristy Lamar

Student loan debt is technically considered good debt. It bought you an opportunity for a better paying job. The six month grace period ends fast and payment is due. How do you handle your student loan debt? Most graduates will not have landed a job in their field by then if they have any job at all. Loans are oftentimes placed into deferment or forbearance until everything falls into place. How long should you put debt on hold? Put debt on hold the least amount of time necessary so you … Continue reading →

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Online payroll advance lenders set qualification standards

What Does It Take To Qualify For A Payroll Advance Loan?

Posted on February 25, 2014 by Kristy Lamar

As the online payday loan business grows, borrowers are finding more and more money options to access quick cash. Pawnshops and car title loans have joined the online business as well. It doesn’t take much to find a company wanting to help. When working with responsible lenders of any kind, there will be specific qualifications which must be met in order to approve a loan application. Pawn brokers and title lenders will base their approval and loan amount on the value of the property, a payroll advance lender will look … Continue reading →

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Don't ignore a direct cash advance lender call

Answer The Direct Cash Advance Lender’s Call

Posted on February 23, 2014 by Kristy Lamar

Tired of having your direct cash advance lender calling you at home or even worse at work? No one likes to be bothered with phone calls looking for owed money. Unfortunately, if you don’t pick up the phone and talk to them, it probably won’t stop. If the direct lender does give up, it will not be of any relief to the borrower. Collections is the next step for a loan in default. Who would you rather talk to? If you did your homework when looking for a direct cash online … Continue reading →

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Big purchase should not send your budget to an online cash advance

How to Plan For Big Ticket Purchases

Posted on February 22, 2014 by Kristy Lamar

Major purchases can through a budget plan off whack. The typical advice to not buy anything you cannot afford is not always applicable. Some purchases must be made. How we think about the actual purchase and the effort made to shop for the best price without giving up on quality? It is what financial plans need. Make careful considerations to how the budget will adjust to the added expense without falling more reliant on credit cards or have to apply for online cash advance help. A well thought out plan works … Continue reading →

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Do a good job to find cash advance lenders online

How Do you Recognize Good Cash Advance Lenders Online?

Posted on February 21, 2014 by Kristy Lamar

With numerous reports on how to spot a bad direct lender, it is just as important for customers to be able to pick out the best cash advance lenders online. Search results are pages long and all the lenders are mixed together. You will find local storefront options and numerous online companies all with the best service to suit your emergency needs. Because these small short-term loans are only used occasionally, it is important for each lender to attract a searching eye to their corner. How does a potential applicant … Continue reading →

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7 mindsets to point to cash advance help

7 Thoughts That Promote Cash Advance Use

Posted on February 21, 2014 by Kristy Lamar

Not everybody thinks about applying for cash advance help to support their budgeted costs. Even the ones that do may not even follow through on the plan to get one. With so many different scenarios creating a mockery of your budget how successful is your budgeted plan? It’s okay to think about credit cards and short-term loans, but don’t forget to think about the payoffs. How does your mind think? Are credit cards and fast cash advances going to help your financial matters or is it going to create additional … Continue reading →

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Cash advance loan or phone app?

Get Free Financial Help or Upgrade: Cost Effective Money Management

Posted on February 21, 2014 by Kristy Lamar

Are you tired of your finances being in a mess? Unexpected money problems are rarely a budget target. If you don’t pay attention to both bank account balances and expense payment schedules, you could set yourself up for trouble. Not everyone who mismanages money depends on cash advance loan help applications to make it to next payday. Some people manage to squeeze by and avoid the storm. Lurking storm clouds bring very little comfort to hard working budgets. It is important to get a handle on money management strategies so you … Continue reading →

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